Insurance Coverage for Addiction Rehab in Arizona

Insurance Options for Our Addiction Treatment Programs

Entering rehab can sometimes feel quite stressful. Deciding to fight addiction is as worthwhile as it is difficult for understandable reasons, especially if you are worried about the strength of your finances.

That’s why at Decision Point Center, we are proud to work with multiple major insurance providers, so we can offer in-network addiction treatment insurance options. With the benefit of in-network treatments, patients and their families can more easily appreciate the benefits of addiction recovery care with fewer concerns about finances. Our goal is to keep you focused on what is truly the most important thing: your recovery and long-term sobriety.

Our in-network insurance partners include:

For More Information About In-Network Insurance Providers, Call (844) 292-5010.

Coverage from Most Major Insurance Companies

In addition to in-network providers, we also accept Arizona rehab insurance coverage from many other major insurance companies. Our rehab specialists understand firsthand the strain you may be under trying to prepare yourself or a loved one for rehab, which is why we will do everything we can to ease some of the financial burden. Don’t delay your care just for insurance reasons. Contact Decision Point Center today, and let us see what sort of financial support or coverage might be available to you.

Our Arizona addiction treatment facility is proud to accept insurance from:

• Aetna
• AmeriHealth
• FedMed
• Cigna
• UnitedHealthcare
• UMR
• Geha

What are Insurance Deductibles?

Insurance deductibles are the amount you must pay out of pocket before your health insurance begins covering services. For addiction recovery treatments and other medical care options, this means you are responsible for paying the deductible upfront before your insurance plan contributes to treatment costs. For example, if your deductible is $1,500, you would need to pay that amount toward eligible recovery services, such as therapy or inpatient care, before your insurer starts covering a percentage of the remaining expenses. Once the deductible is met, you may only be responsible for copayments or coinsurance, depending on your plan, making services more affordable.

In-Network vs. Out-of-Network

Health insurance distinguishes between in-network and out-of-network providers, which can significantly impact your costs. In-network providers have a contract with your insurer to offer services at negotiated rates, often resulting in lower out-of-pocket expenses like co-pays, deductibles, and coinsurance. Out-of-network providers, however, do not have such agreements, which means you’ll usually pay higher rates, and some insurers may offer limited or no coverage for their services.

At Decision Point Center, we are in-network with many insurance providers as mentioned. We are committed to working with patients to create a solution that allows them to access the treatment they need, even if they have out-of-network health insurance.

Flexible Payment Plans from Decision Point Center

We never want financial barriers to get between someone and the addiction recovery services they need, which is one of the reasons why we offer flexible payment plans. Our payment plans are designed to help people afford the care they need, even if they don’t have great insurance coverage. By working with patients to create manageable payment options, Decision Point Center stops finances alone from standing in the way of someone who wants and deserves lasting sobriety.

A few benefits of using a payment plan include:

• Reduced financial stress: Spread out costs over time, eliminating the pressure of paying all at once.
• Manageable monthly payments: Tailored payment options fit your budget, making treatment more affordable.
• Access to immediate care: Start recovery now without delays, even if you can't cover the full cost upfront.
• Improved financial planning: Predictable payments make it easier to manage overall expenses during recovery.

What is Coinsurance?

Coinsurance is the percentage of medical costs that you’re responsible for after meeting your deductible. For example, if your coinsurance is 20%, your insurance covers 80% of the approved service costs, and you pay the remaining 20%. Coinsurance can apply to services such as therapy, inpatient care, or other treatments.

At Decision Point Center, we work closely with people who have coinsurance as part of their health plans. We strive to make addiction recovery treatment more accessible by collaborating with patients to clearly explain costs and explore options like flexible payment plans, so our rehab care remains highly affordable.

Call Today for Any Questions About Insurance & Rehab

Not sure if you have the insurance coverage that you need to get rehab or addiction treatments? Discover the many ways that Decision Point Center makes addiction recovery care affordable by reaching out today. We are here to answer any questions you have about insurance coverage, payment plans, financing plans by M-Lend Finance, and more.

Take your first steps on the road to recovery. Call (844) 292-5010 or contact us online today.